817-560-4300
Copyright 2011: Thompson’s Cooling & Heating. Air Conditioning Fort Worth. All Rights Reserved.
Financing New Systems
We carry 21 finance options to fit your needs and budget.
Not many of us plan for the expense of a new home comfort system. It usually breaks down at the most inconvenient time - when the Fort Worth weather is over 100 degrees or when one of our famous "blue 'northers" blows bone chilling cold into town. Either way, you and your special loved ones are uncomfortable and something needs to be done. This is why we offer the following financing options to suit you with easy term
payments starting as low as:
$2.28 day $16.01 week $67.25 month
You choose the plan that works best for you - not just one or two options most offer!
Check all the plans below. We start with the highest standard options first then move
into many others for your convenience. There is only a one page credit application to
fill out. And the purchase agreement is only one page. It can all be completed from the comfort of your couch.
Standard financing
As you can see below, the Standard financing plan is expensive. Typically this plan is for folks with credit challenges. For calculation purposes, let's use a typical $7,000.00 system for example:
$ 7,000.00 x payment factor of 2.5% = $ 175.00 monthly
Also, this is a revolving plan where the monthly payment is made until the balance is paid in full.
300 Series financing
The 300 Series financing options below are short term with No Interest if the balance is paid in full before the end of the term. If the payments go past the end of the term, you are responsible for all the interest. This is a very common financing paln for people purchasing furniture, appliances, ect. who want the benefit of no interest with a certain period of time to pay. Let's use the above example again:
$ 7,000.00 x payment factor of 2.50% MINIMUM PAYMENT = $ 175.00 per month.
Obviously, there's no way to pay this off in the time options offered without a large lump sum paid at some point. Typically, folks choosing this option desire the interest free
benefit and usually have funds coming in from annuities, bonuses, inheritances,
or other means.
400 Series financing
The 400 financing series allows greater flexibility for up to 36 months - again with no interest - but with EQUAL payments throughout the length of the loan. The Interest Free option is popular, but this also increases the monthly payment. Let's stick with the same example as above:
$ 7,000.00 x (payment factor for 12 months) 8.33% = apprx. $ 583.10 per month
$ 7,000.00 x (payment factor for 18 months) 5.56% = apprx. $ 389.20 per month
$ 7,000.00 x (payment factor for 24 months) 4.17% = apprx. $ 291.90 per month
$ 7,000.00 x (payment factor for 36 months) 2.78% = apprx. $ 194.60 per month
The payments get lower as the time increases. And you save the interest!
500 Series financing
The 500 Series plan gets even better. While it is not interest free, the existing interest is very low - probably even lower than your bank or credit union can offer - starting at 7.99%,
you can dial in the monthly payment that's right for your budget. And this particular plan is revolving as well. You simply pay on the note until is is paid off. Also, there is no penalty for early pay-off. This option helps many couples manage their payments along with home, car, boat loans, ect. Let's use the above system cost example again:
Plan 504 $7000.00 cost of system x 1.25% payment factor = $ 87.50 per month
Plan 505 $7000.00 cost of system x 2.00% payment factor = $ 140.00 per month
Plan 584 $7000.00 cost of system x 5.00% payment factor = $ 350.00 per month
Now, these are just examples. Obviously, most folks go with the lowest interest rate of
7.99% along with the lowest payment factor of 1.25% for the lowest monthly investment. The other options are for those people who want to fine tune their payments for a faster payoff. You decide which is convenient for you.
700 Series financing
The 700 Series plan is for people who need to know exactly how long the note will be.
After all ,we typically buy cars and homes this way - why not a new home comfort system! The plan below is also the most popular due to the fixed, low payments and VERY LOW
interest rate. Once again, let's take the invetsment total above for an example:
Plan 734 $7,000.00 x payment factor of 3.00% = $ 210.00 per month for 36 months
Plan 744 $7,000.00 x payment factor of 2.30% = $ 161.00 per month for 48 months
Plan 764 $7,000.00 x payment factor of 1.89% = $ 132.30 per month for 60 months
Also, depending on which system you invest in, many times the utility savings alone can pay for the loan investment. This way, you stay more comfortable than you've ever been
at the temperature you want and the price you can afford!
How to get started
Call today for a free in-home estimate. A skilled and trained comfort advisor will come out, see what you are looking for, tell you all the options available and measure your home with a computerized heat load calculation - our Engineering Analysis - to see EXACTLY what your particular home needs on a 100 degree and a 25 degree Fort Worth day for year 'round comfort and energy savings. This process typically takes 60-90 minutes for a thorough inspection of your home. We believe you are worth the effort and to get it done right the first time. After all, your new comfort system can be in your home from ten to twenty years! And, after you decide which system fits your needs and budget, the financing, with approved credit, takes only a few minutes. Call one of our Customer Care Representatives today.
And remember, the most important day in the life of a new system is the day it is installed.
So call today and schedule your free in-home estimate. 817-560-4300
